Financial Wellbeing
Financial wellbeing benefits are designed to help employees reduce money worries, access affordable borrowing, build savings, and make smarter financial decisions.
These services aim to make managing money simpler, fairer, and less stressful.
How it works:
- Access financial products such as salary-linked loans, earned wage access, or workplace savings accounts.
- Repayments or savings contributions are made directly from your salary, making the process simple and predictable.
- Use educational tools, guides, and money insights to strengthen your financial knowledge.
Benefits of Financial Wellbeing Support:
- Affordable alternatives to high-interest credit cards or overdrafts.
- Early access to a portion of earned wages to cover urgent costs.
- Easy ways to save directly from pay without extra admin.
- Access to government-backed savings incentives (e.g., Help to Save).
- Tools and resources to improve money confidence and decision-making.
Best practices:
- Borrow responsibly. Only take salary-linked loans when you’ve reviewed affordability and repayment terms.
- Build savings. Automate small, regular contributions so saving becomes a habit.
- Use education. Explore budgeting tools and resources to better manage your money.
- Check eligibility. Some options may depend on government schemes or credit history.
Tip: If you are interested in the Benefit, scroll to the bottom of the page. Select Continue to Site to go to your organization’s partner page for this service.