Sick Pay Insurance

Sick Pay Insurance helps ease financial pressure if you are unable to work for an extended period due to illness or injury.

It provides a safety net so you can focus on recovery without worrying about how to cover your everyday expenses.

What it offers:

  • Income protection – receive payments to cover a portion of your salary during extended absence.
  • Support services – many plans include access to 24/7 GP consultations and telephone advice.
  • Peace of mind – knowing you can keep up with bills and responsibilities while you’re off work.
  • Flexibility – cover can often be tailored to your needs and length of absence.

Best practices:

  • Check what your employer already provides. Understand how this benefit complements your workplace sick pay policy.
  • Know the waiting period. Some policies start paying out after a set number of days off work, so factor this into your planning.
  • Budget for premiums. Ensure the monthly cost of cover works alongside your existing commitments.
  • Review regularly. Adjust your cover if your salary, lifestyle, or dependents change.

Tip: If you are interested in the Benefit, scroll to the bottom of the page. Select Continue to Site to go to your organization’s partner page for this service.