Personal Accident Plan
Accidents are unpredictable, and the costs that follow can create additional stress.
A Personal Accident Plan provides a financial safety net by paying out cash for specified injuries caused by accidents.
What it offers:
- Cash payouts – receive a fixed amount for covered injuries, which can help with medical bills, household expenses, or recovery costs.
- 24/7 cover – protection applies every day of the year, no matter where the accident happens.
- Family cover – often extends to your spouse, civil partner, permanent partner, and children for added peace of mind.
- Affordable protection – usually available from a low monthly cost.
Best practices:
- Review exclusions. Understand exactly which injuries or situations are covered (and which are not).
- Combine with other benefits. Accident cover can complement life insurance, health cash plans, or sick pay insurance.
- Keep dependents in mind. If cover extends to family members, ensure everyone is correctly included on your plan.
- Reassess over time. Update your protection as family circumstances and needs change.
Tip: If you are interested in the Benefit, scroll to the bottom of the page. Select Continue to Site to go to your organization’s partner page for this service.